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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,296 | $183,592-62.3% | $155,567-55.5% | $145,959-52.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.76% | 61.24%-48.5pp | 64.74%-52.0pp | 561.95%-549.2pp |
| Employer contribution / active EE | $4,246 | $5,315-20.1% | $4,674-9.2% | $4,661-8.9% |
| Participant deferral / active EE | $3,386 | $6,464-47.6% | $5,628-39.8% | $6,689-49.4% |
| Admin fee / account holder | $2,579 | $19,318-86.6% | $15,916-83.8% | $13,398-80.7% |