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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,474 | $217,432-56.1% | $185,851-48.6% | $167,553-43.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.14% | 148.43%-134.3pp | 122.11%-108.0pp | 478.89%-464.7pp |
| Employer contribution / active EE | $7,184 | $5,874+22.3% | $5,168+39.0% | $4,840+48.4% |
| Participant deferral / active EE | $5,694 | $6,357-10.4% | $5,569+2.2% | $6,343-10.2% |
| Admin fee / account holder | $1,744 | $19,820-91.2% | $16,245-89.3% | $12,316-85.8% |