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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,780 | $198,457-66.9% | $170,435-61.4% | $147,586-55.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.73% | 257.30%-241.6pp | 205.94%-190.2pp | 578.59%-562.9pp |
| Employer contribution / active EE | $10,536 | $6,183+70.4% | $5,432+93.9% | $4,876+116.1% |
| Participant deferral / active EE | $7,532 | $5,629+33.8% | $4,939+52.5% | $5,439+38.5% |
| Admin fee / account holder | $1,631 | $16,852-90.3% | $13,881-88.2% | $10,886-85.0% |