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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,060 | $109,863-18.0% | $98,477-8.5% | $167,518-46.2% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 12.18% | 1958.09%-1945.9pp | 1493.59%-1481.4pp | 478.71%-466.5pp |
| Employer contribution / active EE | $2,826 | $3,225-12.4% | $2,961-4.5% | $4,838-41.6% |
| Participant deferral / active EE | $7,179 | $4,673+53.6% | $4,276+67.9% | $6,342+13.2% |
| Admin fee / account holder | $3,789 | $6,755-43.9% | $5,951-36.3% | $12,312-69.2% |