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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,887 | $102,595-74.8% | $94,057-72.5% | $154,746-83.3% |
| Participation rate | 80.0% | 76.0%+4.0pp | 73.3%+6.7pp | 80.7%-0.7pp |
| Annual return | 7.22% | 583.42%-576.2pp | 480.62%-473.4pp | 172.34%-165.1pp |
| Employer contribution / active EE | $1,348 | $3,147-57.2% | $2,933-54.0% | $4,379-69.2% |
| Participant deferral / active EE | $4,377 | $5,118-14.5% | $4,709-7.1% | $6,730-35.0% |
| Admin fee / account holder | $128,804 | $7,736+1565.0% | $7,244+1678.0% | $14,365+796.6% |