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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,801 | $96,678+15.6% | $86,640+29.0% | $139,466-19.8% |
| Participation rate | 60.0% | 74.4%-14.4pp | 71.7%-11.7pp | 80.3%-20.3pp |
| Annual return | 17.72% | 106.69%-89.0pp | 592.52%-574.8pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,196 | $3,265-32.7% | $3,024-27.4% | $4,754-53.8% |
| Participant deferral / active EE | $6,441 | $4,837+33.2% | $4,438+45.1% | $6,712-4.0% |
| Admin fee / account holder | $5,442 | $6,410-15.1% | $5,616-3.1% | $11,409-52.3% |