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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,282 | $92,684-22.0% | $82,706-12.6% | $134,509-46.3% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -11.60% | 945.84%-957.4pp | 701.76%-713.4pp | 418.13%-429.7pp |
| Employer contribution / active EE | $2,290 | $3,272-30.0% | $3,007-23.9% | $4,741-51.7% |
| Participant deferral / active EE | $7,391 | $4,800+54.0% | $4,394+68.2% | $6,400+15.5% |
| Admin fee / account holder | $1,150 | $5,982-80.8% | $5,329-78.4% | $11,427-89.9% |