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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,282 | $92,766-22.1% | $82,763-12.7% | $134,545-46.3% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -11.60% | 946.97%-958.6pp | 702.45%-714.0pp | 418.37%-430.0pp |
| Employer contribution / active EE | $2,290 | $3,273-30.0% | $3,008-23.9% | $4,742-51.7% |
| Participant deferral / active EE | $7,391 | $4,802+53.9% | $4,395+68.2% | $6,401+15.5% |
| Admin fee / account holder | $1,150 | $5,978-80.8% | $5,325-78.4% | $11,431-89.9% |