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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,352 | $106,923-54.8% | $84,023-42.5% | $152,909-68.4% |
| Participation rate | 61.1% | 75.3%-14.1pp | 69.0%-7.9pp | 82.5%-21.3pp |
| Annual return | 23.13% | 105.02%-81.9pp | 71.32%-48.2pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,313 | $2,735-52.0% | $1,984-33.8% | $4,764-72.4% |
| Participant deferral / active EE | $4,849 | $4,013+20.8% | $3,239+49.7% | $5,851-17.1% |
| Admin fee / account holder | $952 | $8,289-88.5% | $6,102-84.4% | $11,601-91.8% |