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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,480 | $118,875-39.0% | $96,572-24.9% | $167,553-56.7% |
| Participation rate | 59.1% | 75.5%-16.4pp | 69.8%-10.7pp | 82.1%-23.0pp |
| Annual return | 15.66% | 50.50%-34.8pp | 37.79%-22.1pp | 478.89%-463.2pp |
| Employer contribution / active EE | $1,789 | $3,121-42.7% | $2,357-24.1% | $4,840-63.0% |
| Participant deferral / active EE | $4,639 | $4,617+0.5% | $3,850+20.5% | $6,343-26.9% |
| Admin fee / account holder | $211 | $8,070-97.4% | $6,183-96.6% | $12,316-98.3% |