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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,068 | $77,574+25.1% | $108,753-10.7% | $86,983+11.6% |
| Participation rate | 57.1% | 62.3%-5.2pp | 71.1%-13.9pp | 69.5%-12.4pp |
| Annual return | 19.62% | 18.42%+1.2pp | 37.47%-17.9pp | 25.83%-6.2pp |
| Employer contribution / active EE | $2,062 | $1,611+28.0% | $2,427-15.0% | $2,584-20.2% |
| Participant deferral / active EE | $4,481 | $3,128+43.2% | $4,115+8.9% | $4,194+6.8% |
| Admin fee / account holder | $0 | $6,529-100.0% | $10,320-100.0% | $7,856-100.0% |