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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,196 | $65,566-3.6% | $86,235-26.7% | $75,177-15.9% |
| Participation rate | 53.3% | 60.5%-7.2pp | 69.0%-15.6pp | 67.2%-13.9pp |
| Annual return | 21.81% | 46.07%-24.3pp | 1170.03%-1148.2pp | 160.75%-138.9pp |
| Employer contribution / active EE | $1,908 | $1,553+22.9% | $2,381-19.9% | $2,671-28.6% |
| Participant deferral / active EE | $3,524 | $3,023+16.6% | $3,987-11.6% | $4,126-14.6% |
| Admin fee / account holder | $0 | $5,470-100.0% | $6,856-100.0% | $5,651-100.0% |