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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $360,689 |
COMMONWEALTH FINANCIAL NETWORK9+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $158,554 |
ADP BROKER-DEALER9+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,188 | $40,592-65.0% | $86,235-83.5% | $103,590-86.3% |
| Participation rate | 95.4% | 58.1%+37.3pp | 69.0%+26.4pp | 73.3%+22.1pp |
| Annual return | 30.16% | 18.32%+11.8pp | 1170.03%-1139.9pp | 33.13%-3.0pp |
| Employer contribution / active EE | $317 | $974-67.5% | $2,381-86.7% | $3,213-90.1% |
| Participant deferral / active EE | $2,085 | $2,072+0.6% | $3,987-47.7% | $5,214-60.0% |
| Admin fee / account holder | $42 | $85-50.8% | $6,856-99.4% | $114-63.4% |