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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $117,591 |
COMMONWEALTH FINANCIAL NETWORK5+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $58,025 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,052 | $40,113-67.5% | $84,023-84.5% | $77,775-83.2% |
| Participation rate | 91.4% | 62.8%+28.6pp | 69.0%+22.4pp | 73.2%+18.2pp |
| Annual return | 108.16% | 23.27%+84.9pp | 71.32%+36.8pp | 32.58%+75.6pp |
| Employer contribution / active EE | $188 | $847-77.8% | $1,984-90.5% | $2,504-92.5% |
| Participant deferral / active EE | $1,365 | $2,030-32.8% | $3,239-57.9% | $3,966-65.6% |
| Admin fee / account holder | $32 | $92-65.4% | $6,102-99.5% | $100-68.3% |