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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $264,140 |
COMMONWEALTH FINANCIAL NETWORK8+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $146,646 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,189 | $39,166-61.2% | $79,583-80.9% | $78,104-80.6% |
| Participation rate | 90.9% | 57.3%+33.6pp | 69.5%+21.4pp | 74.5%+16.4pp |
| Annual return | 32.53% | -9.39%+41.9pp | 0.16%+32.4pp | 10.90%+21.6pp |
| Employer contribution / active EE | $353 | $1,019-65.4% | $2,414-85.4% | $3,128-88.7% |
| Participant deferral / active EE | $2,399 | $2,079+15.4% | $3,986-39.8% | $5,089-52.9% |
| Admin fee / account holder | $49 | $67-27.7% | $6,835-99.3% | $79-38.5% |