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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $264,140 |
COMMONWEALTH FINANCIAL NETWORK8+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $146,646 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,189 | $39,166-61.2% | $79,551-80.9% | $78,044-80.5% |
| Participation rate | 90.9% | 57.3%+33.6pp | 69.5%+21.4pp | 74.4%+16.5pp |
| Annual return | 32.53% | -9.39%+41.9pp | 0.14%+32.4pp | 10.87%+21.7pp |
| Employer contribution / active EE | $353 | $1,019-65.4% | $2,413-85.4% | $3,125-88.7% |
| Participant deferral / active EE | $2,399 | $2,079+15.4% | $3,985-39.8% | $5,084-52.8% |
| Admin fee / account holder | $49 | $67-27.7% | $6,833-99.3% | $79-38.5% |