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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,522 | $76,634+215.2% | $56,054+330.9% | $145,978+65.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 18.57% | 3004.33%-2985.8pp | 1705.95%-1687.4pp | 550.52%-531.9pp |
| Employer contribution / active EE | $7,750 | $1,380+461.5% | $1,039+645.9% | $4,662+66.2% |
| Participant deferral / active EE | $11,788 | $2,622+349.5% | $1,952+503.8% | $6,690+76.2% |
| Admin fee / account holder | $706 | $3,321-78.7% | $2,822-75.0% | $13,400-94.7% |