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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,701 | $108,695-12.9% | $74,722+26.7% | $152,897-38.1% |
| Participation rate | 91.7% | 65.4%+26.3pp | 54.5%+37.2pp | 82.5%+9.2pp |
| Annual return | 12.00% | 114.11%-102.1pp | 753.11%-741.1pp | 345.43%-333.4pp |
| Employer contribution / active EE | $10,500 | $1,504+598.1% | $1,084+868.5% | $4,764+120.4% |
| Participant deferral / active EE | $7,349 | $2,712+171.0% | $1,963+274.3% | $5,851+25.6% |
| Admin fee / account holder | $425 | $4,906-91.3% | $3,335-87.2% | $11,599-96.3% |