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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,532 | $84,551+106.4% | $61,452+184.0% | $134,532+29.7% |
| Participation rate | 92.3% | 62.2%+30.1pp | 52.6%+39.7pp | 81.2%+11.1pp |
| Annual return | 7.48% | 585.39%-577.9pp | 338.96%-331.5pp | 418.27%-410.8pp |
| Employer contribution / active EE | $7,935 | $1,545+413.7% | $1,160+584.3% | $4,741+67.4% |
| Participant deferral / active EE | $10,457 | $2,818+271.0% | $2,125+392.2% | $6,401+63.4% |
| Admin fee / account holder | $2,269 | $2,587-12.3% | $2,131+6.5% | $11,429-80.1% |