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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,048 | $107,030-30.8% | $73,550+0.7% | $147,586-49.8% |
| Participation rate | 87.5% | 66.4%+21.1pp | 54.9%+32.6pp | 82.8%+4.7pp |
| Annual return | 14.10% | 38.25%-24.1pp | -15.16%+29.3pp | 578.59%-564.5pp |
| Employer contribution / active EE | $14,118 | $1,760+702.0% | $1,219+1058.0% | $4,876+189.5% |
| Participant deferral / active EE | $7,691 | $2,458+212.9% | $1,804+326.3% | $5,439+41.4% |
| Admin fee / account holder | $343 | $3,055-88.8% | $2,320-85.2% | $10,886-96.9% |