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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,368 | $105,200-17.9% | $159,474-45.8% | $85,847+0.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 35.52% | 45.08%-9.6pp | 263.68%-228.2pp | 318.61%-283.1pp |
| Employer contribution / active EE | $11,631 | $3,319+250.5% | $4,831+140.8% | $2,565+353.4% |
| Participant deferral / active EE | $9,333 | $5,946+57.0% | $7,353+26.9% | $3,952+136.2% |
| Admin fee / account holder | $866 | $6,934-87.5% | $10,802-92.0% | $6,261-86.2% |