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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,167 | $135,956-10.1% | $123,894-1.4% | $273,972-55.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 17.22% | 56.63%-39.4pp | 47.52%-30.3pp | 41.46%-24.2pp |
| Employer contribution / active EE | $16,665 | $5,170+222.4% | $4,617+261.0% | $4,869+242.3% |
| Participant deferral / active EE | $13,673 | $6,343+115.6% | $5,984+128.5% | $5,287+158.6% |
| Admin fee / account holder | $1,197 | $9,817-87.8% | $8,357-85.7% | $10,133-88.2% |