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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,549 | $127,387-38.3% | $115,038-31.7% | $125,389-37.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.87% | 31.28%-32.1pp | 26.14%-27.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $22,372 | $5,166+333.1% | $4,608+385.5% | $4,866+359.8% |
| Participant deferral / active EE | $13,220 | $6,423+105.8% | $6,026+119.4% | $5,352+147.0% |
| Admin fee / account holder | $560 | $9,516-94.1% | $8,175-93.1% | $9,541-94.1% |