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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,565 | $91,439-33.8% | $135,974-55.5% | $71,511-15.3% |
| Participation rate | 96.9% | 75.7%+21.2pp | 81.9%+15.0pp | 67.9%+29.0pp |
| Annual return | 22.96% | 29.90%-6.9pp | 68.30%-45.3pp | 28.86%-5.9pp |
| Employer contribution / active EE | $8,236 | $3,705+122.3% | $4,859+69.5% | $2,589+218.1% |
| Participant deferral / active EE | $7,332 | $7,093+3.4% | $7,760-5.5% | $4,291+70.9% |
| Admin fee / account holder | $301 | $1,267-76.3% | $10,767-97.2% | $1,588-81.1% |