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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $56,063 |
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $31,832 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,497 | $60,504+11.6% | $81,882-17.6% | $74,478-9.4% |
| Participation rate | 62.4% | 62.9%-0.5pp | 72.4%-10.0pp | 67.2%-4.8pp |
| Annual return | -37.53% | 16.91%-54.4pp | 779.47%-817.0pp | 1370.56%-1408.1pp |
| Employer contribution / active EE | $2,828 | $2,627+7.7% | $2,916-3.0% | $2,626+7.7% |
| Participant deferral / active EE | $4,654 | $3,400+36.9% | $4,323+7.6% | $4,350+7.0% |
| Admin fee / account holder | $239 | $1,492-84.0% | $7,360-96.8% | $1,946-87.7% |