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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,227 | $94,439-71.2% | $73,658-63.0% | $154,746-82.4% |
| Participation rate | 60.0% | 64.7%-4.7pp | 57.0%+3.0pp | 80.7%-20.7pp |
| Annual return | 8.19% | 28.25%-20.1pp | 29.72%-21.5pp | 172.34%-164.1pp |
| Employer contribution / active EE | $1,338 | $1,257+6.4% | $1,032+29.6% | $4,379-69.5% |
| Participant deferral / active EE | $4,261 | $2,527+68.6% | $2,062+106.6% | $6,730-36.7% |
| Admin fee / account holder | $24,103 | $3,843+527.2% | $3,357+618.1% | $14,365+67.8% |