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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,180 | $110,551-81.7% | $80,741-75.0% | $167,536-88.0% |
| Participation rate | 70.6% | 64.0%+6.6pp | 54.2%+16.4pp | 82.1%-11.5pp |
| Annual return | 15.83% | 120.57%-104.7pp | 87.30%-71.5pp | 478.82%-463.0pp |
| Employer contribution / active EE | $649 | $1,543-58.0% | $1,160-44.1% | $4,839-86.6% |
| Participant deferral / active EE | $2,596 | $2,870-9.5% | $2,145+21.0% | $6,342-59.1% |
| Admin fee / account holder | $1,001 | $4,547-78.0% | $3,380-70.4% | $12,315-91.9% |