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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,624 | $108,285-84.6% | $77,552-78.6% | $158,982-89.5% |
| Participation rate | 75.0% | 64.4%+10.6pp | 54.2%+20.8pp | 82.0%-7.0pp |
| Annual return | 14.76% | 31.69%-16.9pp | 54.82%-40.1pp | 302.99%-288.2pp |
| Employer contribution / active EE | $1,844 | $1,325+39.2% | $987+86.9% | $4,763-61.3% |
| Participant deferral / active EE | $5,787 | $2,455+135.7% | $1,861+211.0% | $5,983-3.3% |
| Admin fee / account holder | $1,147 | $3,709-69.1% | $2,859-59.9% | $11,252-89.8% |