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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,739 | $108,701-89.2% | $74,723-84.3% | $152,909-92.3% |
| Participation rate | 90.9% | 65.4%+25.6pp | 54.5%+36.4pp | 82.5%+8.5pp |
| Annual return | 24.66% | 114.12%-89.5pp | 753.18%-728.5pp | 345.46%-320.8pp |
| Employer contribution / active EE | $1,074 | $1,504-28.6% | $1,084-0.9% | $4,764-77.4% |
| Participant deferral / active EE | $2,739 | $2,709+1.1% | $1,962+39.6% | $5,851-53.2% |
| Admin fee / account holder | $762 | $4,906-84.5% | $3,335-77.2% | $11,601-93.4% |