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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,470 | $76,608-32.8% | $56,077-8.2% | $145,877-64.7% |
| Participation rate | 42.9% | 63.2%-20.4pp | 52.5%-9.6pp | 80.3%-37.4pp |
| Annual return | 16.60% | 3009.59%-2993.0pp | 1709.28%-1692.7pp | 551.28%-534.7pp |
| Employer contribution / active EE | $980 | $1,382-29.0% | $1,040-5.8% | $4,663-79.0% |
| Participant deferral / active EE | $3,196 | $2,624+21.8% | $1,954+63.6% | $6,691-52.2% |
| Admin fee / account holder | $9,362 | $3,325+181.6% | $2,825+231.4% | $13,402-30.1% |