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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,470 | $76,519-32.7% | $56,025-8.1% | $145,897-64.7% |
| Participation rate | 42.9% | 63.2%-20.4pp | 52.5%-9.7pp | 80.3%-37.4pp |
| Annual return | 16.60% | 3017.03%-3000.4pp | 1712.69%-1696.1pp | 552.29%-535.7pp |
| Employer contribution / active EE | $980 | $1,383-29.1% | $1,042-5.9% | $4,663-79.0% |
| Participant deferral / active EE | $3,196 | $2,624+21.8% | $1,955+63.5% | $6,689-52.2% |
| Admin fee / account holder | $9,362 | $3,331+181.1% | $2,828+231.0% | $13,390-30.1% |