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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,227 | $67,823-59.9% | $52,425-48.1% | $137,256-80.2% |
| Participation rate | 60.0% | 63.9%-3.9pp | 55.6%+4.4pp | 80.0%-20.0pp |
| Annual return | 8.19% | 219.11%-210.9pp | 302.12%-293.9pp | 220.34%-212.2pp |
| Employer contribution / active EE | $1,338 | $1,163+15.0% | $914+46.3% | $4,156-67.8% |
| Participant deferral / active EE | $4,261 | $2,288+86.2% | $1,790+138.0% | $6,407-33.5% |
| Admin fee / account holder | $24,103 | $2,844+747.5% | $2,495+866.1% | $12,270+96.4% |