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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,714 | $118,877+15.0% | $96,570+41.6% | $167,536-18.4% |
| Participation rate | 25.0% | 75.5%-50.5pp | 69.8%-44.8pp | 82.1%-57.1pp |
| Annual return | 16.18% | 50.50%-34.3pp | 37.79%-21.6pp | 478.82%-462.6pp |
| Employer contribution / active EE | $814 | $3,121-73.9% | $2,357-65.5% | $4,839-83.2% |
| Participant deferral / active EE | $2,681 | $4,617-41.9% | $3,849-30.4% | $6,342-57.7% |
| Admin fee / account holder | $1,362 | $8,069-83.1% | $6,182-78.0% | $12,315-88.9% |