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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,640 | $112,933-6.5% | $90,970+16.1% | $158,982-33.6% |
| Participation rate | 22.2% | 74.7%-52.5pp | 69.0%-46.8pp | 82.0%-59.7pp |
| Annual return | 16.50% | 215.82%-199.3pp | 134.60%-118.1pp | 302.99%-286.5pp |
| Employer contribution / active EE | $852 | $2,893-70.6% | $2,122-59.8% | $4,763-82.1% |
| Participant deferral / active EE | $2,365 | $4,128-42.7% | $3,373-29.9% | $5,983-60.5% |
| Admin fee / account holder | $1,150 | $8,047-85.7% | $5,961-80.7% | $11,252-89.8% |