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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,222 | $95,917+30.6% | $79,583+57.3% | $134,545-6.9% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | -19.25% | -2.70%-16.5pp | 0.16%-19.4pp | 418.37%-437.6pp |
| Employer contribution / active EE | $864 | $3,129-72.4% | $2,414-64.2% | $4,742-81.8% |
| Participant deferral / active EE | $2,842 | $4,694-39.5% | $3,986-28.7% | $6,401-55.6% |
| Admin fee / account holder | $1,412 | $9,132-84.5% | $6,835-79.3% | $11,431-87.7% |