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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,255 | $106,923-26.8% | $84,023-6.9% | $152,909-48.8% |
| Participation rate | 22.2% | 75.3%-53.0pp | 69.0%-46.8pp | 82.5%-60.2pp |
| Annual return | 24.44% | 105.02%-80.6pp | 71.32%-46.9pp | 345.46%-321.0pp |
| Employer contribution / active EE | $836 | $2,735-69.4% | $1,984-57.9% | $4,764-82.4% |
| Participant deferral / active EE | $2,312 | $4,013-42.4% | $3,239-28.6% | $5,851-60.5% |
| Admin fee / account holder | $913 | $8,289-89.0% | $6,102-85.0% | $11,601-92.1% |