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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,830 | $56,197+6.5% | $67,652-11.6% | $59,633+0.3% |
| Participation rate | 84.0% | 71.5%+12.5pp | 75.7%+8.3pp | 68.7%+15.3pp |
| Annual return | -3.83% | 18508.10%-18511.9pp | 6625.40%-6629.2pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $3,452 | $1,615+113.8% | $2,266+52.4% | $2,203+56.7% |
| Participant deferral / active EE | $7,871 | $2,844+176.8% | $3,560+121.1% | $3,192+146.6% |
| Admin fee / account holder | $3,281 | $3,958-17.1% | $4,821-31.9% | $4,297-23.7% |