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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,871 | $135,956-8.9% | $123,8940% | $273,972-54.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.49% | 56.63%-47.1pp | 47.52%-38.0pp | 41.46%-32.0pp |
| Employer contribution / active EE | $10,807 | $5,170+109.1% | $4,617+134.1% | $4,869+122.0% |
| Participant deferral / active EE | $14,222 | $6,343+124.2% | $5,984+137.7% | $5,287+169.0% |
| Admin fee / account holder | $4,201 | $9,817-57.2% | $8,357-49.7% | $10,133-58.5% |