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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,521 | $148,623+98.2% | $135,974+116.6% | $139,466+111.2% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | 13.66% | 79.30%-65.6pp | 68.30%-54.6pp | 373.66%-360.0pp |
| Employer contribution / active EE | $11,627 | $5,246+121.6% | $4,859+139.3% | $4,754+144.6% |
| Participant deferral / active EE | $8,562 | $8,103+5.7% | $7,760+10.3% | $6,712+27.6% |
| Admin fee / account holder | $16,031 | $12,406+29.2% | $10,767+48.9% | $11,409+40.5% |