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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,425 | $138,114+95.8% | $125,391+115.7% | $134,545+101.0% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -12.75% | 750.88%-763.6pp | 572.41%-585.2pp | 418.37%-431.1pp |
| Employer contribution / active EE | $12,399 | $5,246+136.3% | $4,816+157.5% | $4,742+161.5% |
| Participant deferral / active EE | $10,702 | $7,801+37.2% | $7,448+43.7% | $6,401+67.2% |
| Admin fee / account holder | $45,811 | $11,570+295.9% | $10,009+357.7% | $11,431+300.8% |