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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,689 | $160,040+106.0% | $147,096+124.1% | $145,877+126.0% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 12.63% | 98.49%-85.9pp | 419.75%-407.1pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,868 | $5,289-64.7% | $4,936-62.1% | $4,663-59.9% |
| Participant deferral / active EE | $5,932 | $8,429-29.6% | $8,071-26.5% | $6,691-11.3% |
| Admin fee / account holder | $25,593 | $15,050+70.1% | $13,005+96.8% | $13,402+91.0% |