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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,489 | $75,541+461.9% | $152,093+179.1% | $82,637+413.7% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.28% | 32.56%-15.3pp | 66.36%-49.1pp | 53.51%-36.2pp |
| Employer contribution / active EE | $27,621 | $2,622+953.3% | $4,175+561.6% | $2,552+982.3% |
| Participant deferral / active EE | $15,748 | $3,206+391.3% | $5,451+188.9% | $4,126+281.7% |
| Admin fee / account holder | $14,052 | $6,405+119.4% | $14,497-3.1% | $7,339+91.5% |