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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,699 | $75,962+70.7% | $154,108-15.8% | $64,173+102.1% |
| Participation rate | 71.4% | 70.4%+1.0pp | 83.0%-11.6pp | 69.6%+1.9pp |
| Annual return | 7.43% | 30.32%-22.9pp | 735.21%-727.8pp | 7.63%-0.2pp |
| Employer contribution / active EE | $31,718 | $3,350+846.8% | $5,298+498.7% | $2,381+1232.2% |
| Participant deferral / active EE | $6,405 | $3,175+101.8% | $5,081+26.1% | $3,470+84.6% |
| Admin fee / account holder | $1,203 | $5,589-78.5% | $13,411-91.0% | $4,887-75.4% |