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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,825 | $77,908+291.3% | $149,696+103.6% | $75,173+305.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 15.90% | 31.73%-15.8pp | 134.46%-118.6pp | 160.72%-144.8pp |
| Employer contribution / active EE | $29,867 | $3,138+851.9% | $4,821+519.6% | $2,671+1018.2% |
| Participant deferral / active EE | $15,457 | $3,411+353.1% | $5,682+172.0% | $4,126+274.6% |
| Admin fee / account holder | $8,244 | $5,950+38.6% | $13,212-37.6% | $5,651+45.9% |