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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,048 | $198,457-47.1% | $170,435-38.4% | $147,586-28.8% |
| Participation rate | 95.8% | 88.0%+7.9pp | 83.6%+12.2pp | 82.8%+13.0pp |
| Annual return | 15.11% | 257.30%-242.2pp | 205.94%-190.8pp | 578.59%-563.5pp |
| Employer contribution / active EE | $33,159 | $6,183+436.3% | $5,432+510.4% | $4,876+580.0% |
| Participant deferral / active EE | $2,612 | $5,629-53.6% | $4,939-47.1% | $5,439-52.0% |
| Admin fee / account holder | $392 | $16,852-97.7% | $13,881-97.2% | $10,886-96.4% |