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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,546 | $87,546-67.4% | $75,784-62.3% | $125,389-77.2% |
| Participation rate | 76.9% | 80.2%-3.3pp | 75.8%+1.1pp | 83.2%-6.3pp |
| Annual return | -17.48% | 13.49%-31.0pp | 9.68%-27.2pp | 282.24%-299.7pp |
| Employer contribution / active EE | $23,013 | $3,930+485.6% | $3,323+592.5% | $4,866+372.9% |
| Participant deferral / active EE | $0 | $4,230-100.0% | $3,652-100.0% | $5,352-100.0% |
| Admin fee / account holder | $569 | $6,503-91.2% | $5,300-89.3% | $9,541-94.0% |