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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,098 | $106,247+3.6% | $96,515+14.1% | $139,466-21.1% |
| Participation rate | 95.7% | 77.8%+17.8pp | 74.3%+21.3pp | 80.3%+15.3pp |
| Annual return | 16.89% | 38.47%-21.6pp | 35.73%-18.8pp | 373.66%-356.8pp |
| Employer contribution / active EE | $38,957 | $4,106+848.8% | $3,740+941.8% | $4,754+719.5% |
| Participant deferral / active EE | $1,944 | $5,456-64.4% | $4,880-60.2% | $6,712-71.0% |
| Admin fee / account holder | $827 | $7,885-89.5% | $6,735-87.7% | $11,409-92.8% |