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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,447 | $129,737+58.4% | $119,126+72.5% | $154,746+32.8% |
| Participation rate | 95.2% | 78.9%+16.4pp | 75.8%+19.5pp | 80.7%+14.5pp |
| Annual return | 12.84% | 379.08%-366.2pp | 282.11%-269.3pp | 172.34%-159.5pp |
| Employer contribution / active EE | $26,609 | $4,375+508.2% | $4,034+559.7% | $4,379+507.7% |
| Participant deferral / active EE | $2,007 | $5,842-65.6% | $5,318-62.3% | $6,730-70.2% |
| Admin fee / account holder | $5,134 | $11,961-57.1% | $10,693-52.0% | $14,365-64.3% |