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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,760 | $110,337+49.3% | $102,383+60.9% | $145,877+12.9% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 10.27% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $48,249 | $4,216+1044.4% | $3,870+1146.6% | $4,663+934.7% |
| Participant deferral / active EE | $2,397 | $5,621-57.4% | $5,060-52.6% | $6,691-64.2% |
| Admin fee / account holder | $18,346 | $9,750+88.2% | $8,391+118.6% | $13,402+36.9% |