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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,644 | $124,330-31.9% | $109,173-22.5% | $167,536-49.5% |
| Participation rate | 88.2% | 79.5%+8.8pp | 75.9%+12.4pp | 82.1%+6.1pp |
| Annual return | 29.09% | 26.04%+3.0pp | 25.75%+3.3pp | 478.82%-449.7pp |
| Employer contribution / active EE | $27,721 | $4,209+558.6% | $3,723+644.6% | $4,839+472.9% |
| Participant deferral / active EE | $1,041 | $5,256-80.2% | $4,654-77.6% | $6,342-83.6% |
| Admin fee / account holder | $33,161 | $7,974+315.9% | $6,755+390.9% | $12,315+169.3% |