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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,117 | $183,516-4.0% | $155,534+13.2% | $145,884+20.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 1.79% | 61.43%-59.6pp | 64.92%-63.1pp | 551.85%-550.1pp |
| Employer contribution / active EE | $1,089 | $5,315-79.5% | $4,675-76.7% | $4,662-76.6% |
| Participant deferral / active EE | $12,200 | $6,467+88.7% | $5,630+116.7% | $6,690+82.4% |
| Admin fee / account holder | $70,035 | $19,293+263.0% | $15,900+340.5% | $13,392+423.0% |