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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,917 | $175,212+31.8% | $149,682+54.3% | $139,427+65.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.04% | 166.63%-164.6pp | 134.35%-132.3pp | 373.27%-371.2pp |
| Employer contribution / active EE | $1,394 | $5,475-74.5% | $4,818-71.1% | $4,752-70.7% |
| Participant deferral / active EE | $10,000 | $6,520+53.4% | $5,681+76.0% | $6,711+49.0% |
| Admin fee / account holder | $1,083 | $16,150-93.3% | $13,210-91.8% | $11,404-90.5% |