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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,128 | $217,427+13.2% | $185,837+32.4% | $167,518+46.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -0.29% | 148.39%-148.7pp | 122.08%-122.4pp | 478.71%-479.0pp |
| Employer contribution / active EE | $737 | $5,874-87.5% | $5,168-85.7% | $4,838-84.8% |
| Participant deferral / active EE | $13,000 | $6,357+104.5% | $5,568+133.5% | $6,342+105.0% |
| Admin fee / account holder | $1,239 | $19,816-93.7% | $16,241-92.4% | $12,312-89.9% |